Nigerian financial technology
Financial technology built for how business moves.
Trediqa brings payments, collections, financial intelligence and partner-enabled finance into one modern platform, so businesses operating in Nigeria can move money, see clearly and grow with confidence.
- Payments & collections
- Financial intelligence
- Enterprise APIs
- Built for Nigerian commerceNaira-first, shaped by local business reality.
- For every size of businessFrom first sale to enterprise scale.
- Secure by designControls, permissions and audit trails throughout.
- Partner-readyBuilt to work with regulated institutions.
Capabilities
One platform. Every way money moves.
Trediqa is built as a set of connected capabilities rather than a single product. Use what your business needs today and add more as you grow.
- With regulated partners
Payments & Collections
Accept, collect, reconcile and pay out across the ways Nigerian businesses actually get paid.
Learn more - With regulated partners
Business Finance
Help qualified businesses reach the right financial solutions through regulated partners.
Learn more - With regulated partners
Trade & Working Capital
Keep stock, suppliers and receivables moving with clearer cash and partner-enabled trade solutions.
Learn more Financial Intelligence
Turn transaction activity into cash flow, risk and performance insight you can act on.
Learn more- With regulated partners
Embedded Finance
Offer financial features inside your own platform, with Trediqa and regulated partners behind them.
Learn more Enterprise APIs
Integrate Trediqa payments, data and workflows directly into your systems.
Learn more
Who we serve
Built for businesses of every size.
Trediqa is not limited to one sector or one size of company. The same platform supports a neighbourhood business, a national distributor and the institutions that work with them.
Run the money side of a small business without the stress.
Shops, clinics, studios, caterers and service providers need simple tools that work every day. Trediqa keeps payments, customers and cash in one clear place.
- Know instantly who has paid
- Simple invoices and payment links
- A weekly view of money in and out
- A clearer route to partner finance
The Trediqa experience
Your financial operations, in one calm view.
Balances, collections, payouts, suppliers and insight live together. Teams spend less time reconciling and more time running the business.
A preview of the product direction. Interface and features shown are illustrative and roll out in phases.
Overview showing balances, weekly cash flow, recent transactions and upcoming supplier payments. This is an illustrative interface.
Finance and growth
Access to finance, through the right partners.
Trediqa connects qualified businesses with financial solutions through regulated partners. We provide the technology, data and workflow. Licensed institutions provide the credit, working capital and trade finance.
Trediqa is a financial technology company, not a bank. Where a product or service requires a licence, it is provided by or with appropriately licensed partner institutions. Product availability is subject to eligibility, partner approval and applicable regulation.
- 01 · Operates
Your business
- Collections and payouts
- Invoices and suppliers
- Consent to share
- 02 · Connects
Trediqa
- Activity record
- Readiness profile
- Partner matching
- 03 · Provide
Regulated partners
- Credit decisions
- Working capital
- Trade finance
Financial intelligence
Beyond the wallet. Real intelligence.
Every transaction tells you something. Trediqa turns activity into cash flow outlooks, risk signals and decision support, so you see problems early and opportunities clearly.
- Transaction insightsPatterns across customers, suppliers and channels.
- Cash flow intelligenceOutlooks built from real schedules and history.
- Risk insightsUnusual payments and detail changes flagged before money moves.
- Decision supportExplainable indicators for credit terms, timing and spend.
Enterprise and APIs
Built to connect. Designed to integrate.
Trediqa is designed API-first, so enterprises and partners can bring payments, financial data and workflows into the systems they already run.
Business integrations
Connect collections, payouts and status to ERP and internal tools.
Financial workflows
Trigger approvals and processes from real financial events.
Embedded capabilities
Offer Trediqa-powered features inside your own product.
Partner connectivity
One integration point for partner-delivered services.
POST /v1/collections
{ "amount": 2450000, "currency": "NGN", "customer": "cus_adeyemi_dist", "reference": "INV-2041", "methods": ["bank_transfer", "card"], "expires_in": "72h"}Security and trust
Trust is the product.
Moving money is a responsibility. Trediqa is engineered around the principles that keep businesses, their customers and their data safe.
Security first
Security decisions are made at the design stage, not added after launch.
Privacy conscious
We collect what a service needs, explain why, and respect Nigerian data protection law.
Role-based access
Every person sees and does only what their role allows.
Auditable activity
Every financial action records who did it, when and what changed.
Strong data protection
Encryption in transit and at rest, with tightly controlled access to sensitive data.
Reliable systems
Monitored, resilient infrastructure designed for money that has to arrive.
Nigeria first
Built for Nigeria.
Designed to scale.
Nigeria is our launch market and our home. Trediqa is shaped by how Nigerian businesses really trade: in naira, across many channels, with fast-moving suppliers and customers in Lagos, Abuja, Kano, Port Harcourt and beyond.
Naira native
Designed around NGN from the first line of code.
Local reality
Built for the way payments actually happen here.
Global standard
Architecture ready for new markets as we grow.
Build what’s next with Trediqa.
Whether you run a growing business, lead an enterprise finance team or represent a financial or technology partner, we would like to hear what you are building.